Neo-bank-in-a-box and mobile-money boosters — wallets, cards, micro-credit, social savings, and commerce — live in the UAE and across Africa. Deployed with partners including MTN MoMo and Ruya Bank.
maly.ai →A 2025 joint venture between Maly Tech and Soren Investment Group — backed by the UAE Royal Group (H.H. Sheikh Tahnoun Bin Zayed, H.H. Sheikh Mansour Bin Zayed) and the Dal Group (H.E. Oussama Daoud). Flagship build: a next-generation asset-financing platform for emerging markets.
See the flagship →A proprietary agentic framework powering named assistants for Deloitte, Ruya Bank, du, and the Maly family — Huda, Luna, Salma, and the ME Tax Assistant. Multi-model, multilingual, action-driven.
ai4all.ae →Through SorenTech, we’re building a next-generation asset-financing platform for emerging markets — a merchant-led, machine-learning-powered ethical lending system for solar, mobility, and essential assets. Fully digital credit orchestration with a sub-10-minute turnaround, regulator-aware compliance built in, and an optional Shariah-compliant track.
A proprietary fintech core, a Gen-AI orchestrator, and a data-science layer — fully in-house, production-tested, and composable across every portfolio company. No borrowed rails.
One codebase, many jurisdictions. Modular by design, regulator-aware by default — we deploy into a new market in months, not years, alongside the region’s most respected banks and telcos.
A 50-person team of engineers, AI specialists, designers and operators — bilingual, regionally rooted, and product-obsessed. Every line of code is shipped from the DIFC, not outsourced.
Banks, regulators, telcos, and investors across the Middle East & Africa: we’d like to hear from you.
hello@finwell.ae →